Get the Card YOU Choose!
We have a perfect credit card for your lifestyle! All C1st Credit Union credit cards offer great rates, no annual fees, and are ready to be added to your Apple Pay, Google Play, or Samsung Pay digital wallet. Pick the card that’s right for you!
C1st Credit Card Programs
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Details
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
C1 Credit Savvy Secured Card*
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If you want to build your credit and not your balance...
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
C1 Smart Rate Card**
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If you want a lower interest rate...
- No annual fee
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Up to $25,000 limit
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1.99% introductory APR for 12 months on purchases from date of account opening. After that it becomes variable, currently 11.99% APR - 20.99% APR, depending on your credit history.
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1.99% introductory APR for 12 months on balance transfers made in the first 60 days of opening. After that, 11.99% APR - 20.99% APR depending on your credit history.
- No fee balance transfers
- Contactless card – tap and go
- Easy-to-use digital banking
- Apple Pay, Google Pay, and Samsung Pay – digital wallet
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Roadside Dispatch®
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Dovly Uplift™
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
C1 Flex Rewards Card***
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If you want flexible reward points...
- No annual fee
- Up to $25,000 limit
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1.99% introductory APR for 12 months on purchases from date of account opening. After that it becomes variable, currently 14.99% APR - 24.99% APR depending on your credit history.
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1.99% introductory APR for 12 months on balance transfers made in the first 60 days of opening. After that, 14.99% APR - 24.99% APR depending on your credit history.
- No fee balance transfers
- Earn 3 pts /$1 spent on Gas, 2 pts /$1 spent on Groceries, 1 pt /$1 spent on eligible purchases
- You choose the reward! Redeem points for travel, entertainment, gift cards OR cash back
- Contactless card – tap and go
- Easy-to-use digital banking
- Apple Pay, Google Pay, and Samsung Pay – digital wallet
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Roadside Dispatch®
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Dovly Uplift™
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Auto Rental Collision Damage Waiver
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Cell Phone Protection
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C1 Signature Rewards Card****
Apply Now
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If you want cash back...
- No annual fee
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Up to $25,000 limit
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1.99% introductory APR for 12 months on purchases from date of account opening. After that it becomes variable, currently 12.99% APR - 20.99% APR depending on your credit history.
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1.99% introductory APR for 12 months on balance transfers made in the first 60 days of opening. After that, 12.99% APR - 20.99% APR depending on your credit history.
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No fee balance transfers
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Earn 1.5% cash back on ALL purchases
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Contactless card – tap and go
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Easy-to-use digital banking
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Apple Pay, Google Pay, and Samsung Pay – digital wallet
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Roadside Dispatch®
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Dovly Uplift™
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Auto Rental Collision Damage Waiver
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Cell Phone Protection
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Trip Delay Reimbursement
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