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Let's Celebrate 90 Years!
Earn 3.90% APY* with our 13-month certificate account special! Bring your goals closer by growing your money faster.

60-Month Certificate Account

3.55%

Money Market Account

1.75%

ClubGo

1.00%

Grow With Us

Drive away!

Refinance Your Ride!

Refinancing your auto loan with Community 1st Credit Union could help you lower your rate and reduce your monthly payment! Get rates as low as 4.59% APR* and take a break from payments for 90 days when you refinance an eligible auto loan.

C1st Now

What better time than now.

With C1st Now, you can become a member in minutes - entirely online. Already a member? You can also apply for a credit card or auto loan in minutes!

$2.6M in Rewards Checking incentives paid in 2025

90 years

Celebrating 90 years of dedicated service to our members

Proud to be the #1 Ag Lender in Iowa

Stay Informed

Penny Update: What You Need To Know

Tuesday, January 27, 2026

With U.S. penny production ending on November 12, 2025, pennies will gradually become less common as existing supplies circulate. Community 1st Credit Union is committed to helping members navigate this transition with clear communication and thoughtful adjustments.

2026 Annual Meeting

Tuesday, January 27, 2026

The 2026 Annual Meeting & Board of Directors Election of Community 1st Credit Union was held Monday, January 26, 2026 at C1st Headquarters, 1100 Hutchinson Ave, Ottumwa, IA.

2025 Year In Review

Wednesday, December 24, 2025

2025 was another year of growth and continued strategies to stay connected to our members and communities. This growth would not be possible without you, our loyal members, and our strong and empowered team of staff.

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