Don't Let Scammers Steal Your Cheer

posted on Friday, November 15, 2024 in Fraud

Safe Holiday Shopping Tips

We've all heard of someone falling victim to a scam during the holiday season. When you find a great deal on that perfect gift, it’s tempting to click “buy” without thinking twice. But that’s precisely when scammers know they’ve got you.

Here’s how to avoid falling for holiday scams and shop safely this season.

1. Trust Your Instincts

If something feels off, trust your gut. A website might look professional, but if the URL lacks https:// or there’s no contact number, those are red flags. Scammers often hide behind shiny websites with little to no real customer support.

2. Check Reviews and Reputation

Before making any purchase, always check reviews. Use Trustpilot to see what other shoppers have experienced. If there are numerous complaints about shipping delays, poor-quality products, or no items received at all, it’s time to look elsewhere. Also, verify the company through the Better Business Bureau (BBB) to ensure they’re legitimate.

3. Stick to What You Know

While new stores can be tempting, it’s safer to shop from brands you recognize or those with strong, positive reputations. If you’re unsure, a quick online check can save you from making a costly mistake.

4. Enable Account Alerts

Many financial institutions offer account alerts to notify you of any unusual activity. Set up alerts for purchases over a certain amount, low balances, or login attempts. This can help you catch unauthorized transactions right away.

5. Monitor Your Statements

Review your bank or credit card statements regularly for unauthorized transactions. If you notice something suspicious, contact your financial institution immediately. Early detection can help prevent further damage.

6. Act Quickly if You’re Scammed

If you have fallen victim to a scam, please contact your financial institution right away. Community 1st Credit Union is here to help you! Call us at 866.360.5370 or stop by your local branch to speak with a C1st Representative. 

You can also file a complaint by reporting it to the Federal Trade Commission (FTC) or the Better Business Bureau (BBB) to help protect others.

This holiday season, take a few extra minutes to double-check before you buy. Stay safe, shop smart, and keep your holidays merry and bright—without worrying about scams!

For More Tips:

FTC Scam Alerts

Trustpilot

Better Business Bureau