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Auto Loan Refinance Special

No payments for 90 days, LOW rates, cashback incentive, and more!

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60-Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
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Auto Loans

As Low As 5.39% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.99% APR*

Annual Percentage Rate
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15 Year Fixed
6.500% Rate
6.696% APR *
10/1 ARM
6.500% Rate
6.766% APR *
30 Year Fixed
7.125% Rate
7.249% APR *
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Scholarships

Apply Now for a C1st Scholarship! 

C1st will award $54,000 in scholarships to members who plan to continue their education in college or vocational school programs.  Awards are not limited to high school seniors. Learn More / Apply Online - the application deadline is February 12, 2025, at 3:00 pm CST.

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Warren A Morrow Scholarship

ICUF Warren A. Morrow Scholarship!

Apply now for the Iowa Credit Union Foundation's (ICUF) 2025 Warren A. Morrow Memorial Scholarship!   Available for High School seniors and and post high school continuing education students.  Entries must be submitted by 5:00 p.m. on Friday, February 7, 2025.

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$2.1M in Rewards Checking incentives paid in 2023
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

News
2025 Annual Meeting Notice
Tuesday, January 7, 2025
The 2025 Annual Meeting & Board of Directors Election of Community 1st Credit Union will be held Monday, January 27, 2025 at C1st Headquarters, 1100 Hutchinson Ave, Ottumwa, IA. The meeting will begin at 6:00 pm.
Blog
Grandparent Scam
Tuesday, January 7, 2025
Scam artists will use any leverage they can get to separate you from your money. Sadly, that includes exploiting grandparents' love and concern for their grandchildren. Learn more about the Grandparent scam and tips on how to avoid it!
Blog
New Year, New You
Friday, December 27, 2024
Kickstart 2025 with Community 1st Credit Union's 52-Week Money Challenge, credit monitoring, and financial resources like Banzai. Together, we'll help you achieve your savings, credit, and financial goals this year.
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