Tap Into Your Home's Value

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and make those home upgrades you've been dreaming of. 

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60-Month Certificate Account
3.45%
Money Market Account
1.75%
ClubGo 
1.00%
Auto Loans

As Low As 5.39% APR*

Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Personal Loan

As Low As 9.99% APR*

15 Year Fixed
5.750% Rate
10/1 ARM
6.500% Rate
30 Year Fixed
6.375% Rate

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1st Time Homebuyer Down Payment Assistance Program

Get Up to $4,000 Toward Your Down Payment with Our Assistance Program!

Don't miss out on this limited-time opportunity to begin your homeownership journey with confidence. Enjoy competitive rates, expert mortgage guidance, and fast, local decision-making. Apply now!

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Stay on Top of Your Credit!

Monitor your credit score and gain valuable insights into your credit report - all within C1st's digital banking. Take control of your financial health and plan for a stronger future today!

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$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa