WHAT'S YOUR HOME'S NEXT FLEX?

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and finance virtually anything, from home projects to debt consolidation and more.  

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60 Month Certificate Account
3.45%
Money Market Account
1.75%
ClubGo 
1.00%
Auto Loans

As Low As 6.09% APR*

Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Personal Loan

As Low As 10.49% APR*

15 Year Fixed
6.125% Rate
10/1 ARM
6.875% Rate
30 Year Fixed
6.125% Rate

Grow With Us

Best in State recognition

C1st Recognized as a Best-in-State Credit Union!

For the second year in a row, Community 1st Credit Union has been named on the Forbes list of America’s Best-In-State Credit Unions for the state of Iowa.  C1st is one of only six Iowa credit unions making the 2024 list.

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Buying your first home?

Right now, first-time homebuyers could qualify for up to $5,000 toward their down payment!* PLUS, we offer quick processing, mortgage assistance, and a local, helpful team.  Start the search for your first home, or apply online today.

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$2.1M in Rewards Checking incentives paid in 2023
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa